Insurance for Bicyclists and Pedestrians by Charley Gee

Q.     I have an Oregon automobile insurance policy. What does that mean? A.     In Oregon, every automobile insurance policy has four areas of coverage: Liability, Personal Injury Protection (PIP), Property Damage, and Uninsured/Underinsured Motorist Coverage (UM/UIM). Q.     What is PIP? A.     PIP covers medical expenses and lost wages if you are injured in a collision. In Oregon, the minimum amount of coverage is $15,000. PIP is (usually) “first party” coverage which means your automobile insurance covers your medical bills and wage loss despite the…

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Oregon Bicycle Law in the News

Two of our contributors were recently featured in news articles about Oregon bicycle law: Ray Thomas explained the law regarding flashing bicycle lights for The Oregonian’s Joe Rose, specifically how the Oregon statute prohibiting flashing lights on motor vehicles does not apply to bicycles. Charley Gee was quoted in Michael Andersen‘s BikePortland.org‘s story about Uber’s illegal launch in Portland and the insurance implications of being hit by an Uber driver.  Vehicles operated by Uber drivers do not carry the levels of insurance…

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